Denis's organization needs to perform identity proofing for new customers. What type of authentication is best suited to identity proofing in this scenario?

Knowledge-based authentication relies on information that only the individual who wants to prove their identity is likely to know. This might include a mortgage payment amount, vehicle information, or driver's license number among many options. Cognitive passwords, or security questions, are created by users, which means they aren't suited to this type of identity proofing. Palm scans and USB tokens both require prior engagement with the user as well and thus aren't suited for identity proofing with users who are new customers.