Questions like "What is your pet's name?" are examples of what type of identity proofing?
Answer Options
Knowledge-based authentication
Dynamic knowledge-based authentication
Out-of-band identity proofing
A Type 3 authentication factor
Correct Answer: A
Explanation
Knowledge-based authentication relies on preset questions such as "What is your pet's name?" and the answers. It can be susceptible to attacks because of the availability of the answers on social media or other sites. Dynamic knowledge-based authentication relies on facts or data that the user already knows that can be used to create questions they can answer on an as-needed basis (for example, a previous address or a school they attended). Out-of-band identity proofing relies on an alternate channel like a phone call or text message. Finally, Type 3 authentication factors are biometric, or "something you are," rather than knowledge-based.